Engineered, not advertised

Engineered to
Stay Standing.

Every opening is impact-rated. Every connection is engineered from foundation to roof ridge. A Lumee home is built as one continuous steel system designed for 150+ mph winds — no single feature does it alone, the whole structure works together.

Impact-rated openings

What "Impact-Rated"
Actually Means.

Every opening in a Lumee home is impact-rated. This is not an upgrade or an option — it is what ships in the kit. It is the feature set that drives the insurance savings and the peace-of-mind story.

01

Tested to Miami-Dade HVHZ

The most stringent protocol in the U.S. — a 9-lb 2×4 launched at 34 mph, then 9,000 cycles of positive and negative pressure.

02

It keeps the roof on

When an opening fails, the building pressurises internally and the pressure pushes the roof off from inside. Sealed openings keep the envelope intact — the single most important factor in surviving a hurricane.

03

NOA-approved components

NOA (Notice of Acceptance) is Miami-Dade's product-approval system for hurricane-zone materials. Every Lumee component that requires it carries it.

Missile · 2×49lbA 9-lb 2×4 timber launched at the glass in the large-missile test.
Impact speed34mphThe speed the missile strikes in Miami-Dade HVHZ testing.
Pressure cycles9,000cyclesPositive and negative pressure cycles after the impact.
Premium saved45%up toUp to 45% off the windstorm portion of the premium with impact-rated openings.
Foundation to ridge

One Continuous
Steel Structure.

A Lumee home is not just strong at any one point. It is connected from foundation anchor bolt to roof ridge as one continuous steel structure. Every connection is engineered and hardware-attached, not nailed.

01

Foundation to wall

Anchor bolts embedded in the foundation connect to the steel wall-panel base track.

ANCHOR
02

Wall to wall

Steel panels are bolted and screwed together at every stud location.

PANELS
03

Wall to roof

Simpson Strong-Tie hurricane straps at every truss-to-wall connection. Not clips — full wrap straps rated for the highest wind category on the FL mitigation form.

STRAPS
04

Roof structure

A 5:12 hip roof with 12-inch overhangs on all four sides. The hip shape is aerodynamically superior to a gable in hurricane winds; 12-inch overhangs minimise uplift (overhangs beyond 20 inches significantly increase uplift risk) while still protecting the wall cladding from rain.

GEOMETRY
Safe room + wind rating

No Single Feature
Does It Alone.

The steel frame, hip roof, continuous load path and impact openings work together as one system. Two pieces anchor it: a safe room at the centre of the home, and a whole-structure wind rating.

FEMA-rated safe room

A safe room in every home.

Every Lumee home includes a FEMA-rated safe room. The kitchen pantry of every model doubles as the safe room — built with heavy-gauge steel panels and a rated door, located at the centre of the plan away from exterior walls. It is designed to protect occupants during a direct tornado or extreme hurricane event.

Wind speed150+mphEvery home is engineered for 150+ mph wind speeds.
ExposureCcategoryExposure C — open terrain with no windbreaks.
Roof geometry5:12hipAn aerodynamic hip roof on every model — no gable ends.
As a system4elementsFrame, hip roof, load path and impact openings — meets or exceeds Florida Building Code.
What the buyer should know

Steel vs. Wood:
The Honest Comparison.

FactorCold-formed steel (Lumee)Wood frame (traditional)
Wind resistance150+ mph engineered. Steel does not split, crack or splinter under wind loads.Varies. Wood connections rely on nails that can pull through under sustained pressure.
FireNon-combustible. Steel does not burn.Combustible. The primary structural fuel in a house fire.
Termites / pestsImmune. Steel is inedible.$5B+ annual damage in the U.S.; the Gulf Coast is the highest-risk zone.
Mold / rotSteel does not absorb moisture or support mold growth.Wood absorbs moisture. Post-hurricane flooding creates rot and mold inside walls.
Dimensional stabilitySteel does not warp, bow, twist or shrink. Walls stay plumb.Lumber shrinks, warps and twists as it dries, causing drywall cracks and door misalignment.
Insurance$3K–$7K/year savings via wind mitigation credits + construction-type rating.Full premium. No construction-type credit. Higher claims history.

Cold-formed steel (Lumee)

Wind150+ mph engineered; no split or splinter
FireNon-combustible
TermitesImmune; steel is inedible
Mold / rotDoes not absorb moisture
StabilityNo warp, bow or shrink
Insurance$3K–$7K/yr savings

Wood frame (traditional)

WindNails can pull through under pressure
FireCombustible structural fuel
Termites$5B+ annual U.S. damage
Mold / rotAbsorbs moisture; rots after flooding
StabilityShrinks, warps, twists
InsuranceFull premium; no credit
Energy resilience

Off-Grid Capable
From Day One.

Every Lumee home is designed for full solar and battery operation. This is not an upgrade — the infrastructure is built into every floor plan.

01 · Conduit

Pre-routed solar + battery conduit

Pre-routed solar and battery conduit inside the walls during factory assembly. No retrofit wiring needed.

02 · Panel space

Reserved electrical panel space

Reserved panel space for the solar inverter and battery management system.

03 · Battery area

Designated equipment area

A designated equipment area on every floor plan for battery storage — FranklinWH, Tesla, or equivalent.

04 · HVAC

Bosch high-efficiency heat pump

Bosch high-efficiency heat pump HVAC minimises energy draw, maximising battery runtime during outages.

05 · Hot water

Rheem Proterra hybrid

Rheem Proterra hybrid hot water tank uses heat-pump technology at 3.5× the efficiency of a standard electric tank.

When the grid goes down for weeks after a hurricane, a Lumee home with solar and battery keeps the refrigerator running, the HVAC operating, ceiling fans on, and water pumps active for elevated-foundation homes. The homeowner's life does not stop because the power company's infrastructure failed.

Energy resilience

The grid goes down.
Your life doesn't.

See it on your policy

Lower premiums,
built in.

An estimated $3,000–$7,000 a year in insurance savings, structurally — every wind-mitigation credit maxed out.

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